Could Fraud Lead Your Organisation into Insolvency?

The recent headline of a treasurer being jailed for stealing approximately £200,000 from Honiton and District Agricultural Association is a harsh reminder that financial misconduct can have consequences beyond a criminal conviction. Most people will see the headlines and focus on the criminal proceedings, but the story raises an equally important question for directors, trustees […]

Why Liquidation isn’t Always the Right Route Forward. 

The Situation  A husband-and-wife-owned business approached us for advice after experiencing significant cash flow pressure.   We quickly realised that despite the challenges, the underlying business remained profitable, retained a loyal customer base, and continued to generate work.  The issue was not the business itself, but the historic debt built up during 2023 and 2024. Loan repayments of more than £1,600 per month absorbed the cash the business generated, restricting its […]

Joint Administrators Appointed to BLB Solicitors Limited

Gareth Buckley and Steve Elliott of The Insolvency Company, part of Sumer Group, were appointed on 30 April 2026 as Joint Administrators of BLB Solicitors Limited, a long-established law firm with offices across Bath, Bristol, Swindon, Almondsbury, Trowbridge and Bradford-on-Avon. Prior to their appointment, the Administrators worked with the leadership team to explore all available […]

Pre-Pack Administration: Helping Businesses Get a Fresh Start

Every business can face challenging times. When it does, timely advice can make all the difference. One way we help is through a pre-pack administration, a process designed to protect the business, its people and its value while addressing financial pressure. This is effectively a sale of the business and/or assets to a connected or […]

BADR Rate Change 2026: What the 4% Increase Really Means for Your Clients

From 6 April 2026, the Capital Gains Tax rate on qualifying Business Asset Disposal Relief (BADR) claims will increase from 14% to 18%.  On paper, it looks like a modest 4% rise.  For clients extracting significant retained profits through a Members’ Voluntary Liquidation, that difference can be substantial.   What Is Changing?  Currently, where BADR applies, qualifying distributions made through an MVL […]

What is an MVL?

A Members’ Voluntary Liquidation (MVL) is a formal process for closing a solvent limited company. It is a positive outcome that reflects a successful and well managed business. When is it used? A Members’ Voluntary Liquidation (MVL) is a process used when directors and shareholders decide to wind up a company that can fully repay […]

The InSOLVEncy Company crowned Dream Team winners at the Notty Awards

The InSOLVEncy Company, part of the Sumer Group, has taken home The Dream Team Award at the Notty Awards in Exeter. The firm’s win follows a record number of nominations across the South West for this year’s awards. Judges were impressed by The InSOLVEncy Company team’s unity during a year that brought major change and […]

The InSOLVEncy Company, part of the Sumer Group, makes The Dream Team shortlist

The InSOLVEncy Company, part of the Sumer Group, has been shortlisted for The Dream Team category at this year’s Notty Awards. The Notty’s celebrate individuals and organisations across the South West making a real difference in their communities and industries. This year’s awards attracted nearly 700 nominations, highlighting the strength and diversity of businesses operating […]

How should businesses handle the amnesty for COVID-19 business loans?

In the near future, greater powers will be given to the Insolvency Service to better investigate the misappropriation of COVID-19 loans. There is now a temporary amnesty for COVID-19 loans that started on 12 September 2025 and we want to help you make the most of the opportunity. Why is the COVID-19 loan amnesty useful […]

The Insolvency Company expands across the South West

The Insolvency Company, part of Monahans, has announced the expansion of its newly integrated insolvency team, reflecting the firm’s continued growth across the South and South West. The insolvency team now operates across all 11 Monahans offices, including Taunton, Bristol, Trowbridge and Swindon. The move means businesses and individuals throughout the region have easier access […]